*Note: As an independent agency, All Americas Insurance Agency writes with many different carriers. Call us to find the best coverage for your particular situation.

When? House Bill 259 has passed. The state ruled that named driver policies can no longer be issued or sold starting on Jan. 1, 2020.

What is named driver? In short, a named driver policy provides coverage for those named on the policy. The exact definition according to the bill: 

“A named driver policy is an automobile insurance policy that provides any type of coverage for individuals named on the policy but that does not provide coverage for every individual who has permission to use a covered vehicle and who resides in a named insured’s household.”

How it impacted you: Your agency may have sold named driver policies in the past, obtaining verbal disclosures and getting confirmation signatures. Selling these policies took more time in order to make sure your agency was protected.

We encourage you to take action now by moving these policies to legal policies. 

How GAINSCO can help: Move your customers to lawful auto insurance policies. GAINSCO offers the right coverage at the right price. We have many options and payment plans to fit the needs of your customers.

Take advantage of our agency internal transfer discount when you move customers from a named driver policy to a GAINSCO policy. We have one of the highest transfer discounts in the industry.

We also have a variety of other discounts for your valued customers—homeowner, multi-car, and paid-in-full, to name just a few.